Thursday, January 3, 2013

Consultation With A Chicago Workers Compensation Lawyer

By Maryellen Lamb


A Chicago workers compensation lawyer is a professional who specializes in personal injury cases. Falling under tort laws, personal injury covers any person who was harmed physically, mentally or emotionally in an accident. According to the law, depending on the type of accident, the person may be entitled to financial compensation.

This program is created to protect the employer and the employee. It is a no-fault program that is different from the Family Medical Leave Act. In exchange for the employee not suing the employer, the company agrees to provide certain benefits such as medical coverage and loss wages. The family of an employee who died because of the employer's negligence is able to receive the benefits on the employee's record.

The type of reward a person qualifies for depends on the severity of the accident. The state laws set specific amount for loss body parts. This includes the loss of an eye, foot, leg, arm or hand. Those who are permanently disabled may qualify for a higher amount than a person who was temporarily disabled. Families who have lost a loved one because of an employer's neglect may be able to collect benefits on the deceased behalf. This will ensure the family is be able to support them selves after the breadwinner's passing.

Those who are forced to live with a permanent disability may qualify for a higher limit as well as social security disability. The law also set amounts according to the affected body part. This includes loss of an eye, leg or hand. The employer is responsible for making rehabilitative services available. This will help to ensure the employee is employable again.

Typical clients include those who work in offices, on an factory assembly line, construction workers, truck drivers and union workers. Claims are not limited to physical damages, certain occupations leaves employees with an emotional or medical disability. For example, after working a mining job for several years, the employee may develop the Coal workers' pneumoconiosis. This is a condition that results from an extended exposure to coal dust.

The Illinois Workers' Compensation Act is a statewide law that requires employers to post their insurance carrier contact information in an appropriate work area. The information must also include the worker's rights. Although every accident must be recorded, any injury that requires the employee to be absent for more than three days must be reported to the commissioner.

Any time an employer violates the law; they must pay a penalty or face legal action. State law prevents the employer from discriminating against any employee who acts within the guidelines of the law. The employer is also prohibited from refusing to rehire an employee. While out on leave, the employer cannot charge the employees for any insurance payment paid on their behalf.

A Chicago workers compensation lawyer is a professional who has experience in personal injury claims. The lawyer's main goal is to make the recovery period comfortable while fighting for as much money as possible. This will provide a good start to a new life.




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