Saturday, January 11, 2014

The Value Of Modular Homes New York

By Marissa Velazquez


Modular homes New York offer value for your housing dollar and just about as much flexibility as site built homes. They appreciate in value if well maintained, and can be customized to maximize energy efficiency. It's important to know the difference between modular, stick-built, and manufactured houses when thinking of buying or building.

The modular house is constructed inside a factory. Its interior and exterior materials are not exposed to rain, sun, or snow, and the unit shipped to its new site will be completely weather-proofed. At the property, the sections are connected and finished by a local contractor. Construction time is greatly shortened, and the cost per square foot is very competitive. Quality control can be greater, as well. Site built housing reflects the work of the main contractor and all sub-contractors that work on the job. The modulars are backed by a manufacturers' guarantee, with no sub-contracting to lower the bar.

Site built buildings, also known as stick-built, are constructed entirely on the property. The contractor who bids for the job is responsible for the quality of work and materials, but sub-contractors often do a lot of the construction, especially in development houses. Units built in a factory have uniform quality throughout, and the manufacturer will guarantee every bit of the work. There is no loss in flexibility in the design of the home; there are hundreds of floor plans to choose from and customizing is an option.

Both stick-built and modulars appreciate in value if they are well-maintained. Manufactured housing, which is sometimes confused with modular construction, is different. These housing units are also made in a factory, but they are built on a permanent steel chassis which remains with the unit after it's installed on the site. They come as single units or can be joined together with vertical trim. These mobile units can be very comfortable but are not usually placed on permanent foundations and generally lose value over the years.

Since manufactured houses conform to HUD code and are not subject to inspection by local building inspectors, many localities do not allow them. It is important to check your local and community-wide restrictions. Because many people do not know the difference between types of housing, modulars also may not be accepted everywhere.

Financing and insurance may differ for these types of home, as well. Many insurance providers do not work with manufactured home owners, since the units are not on permanent foundations. Lenders often treat manufactured housing as personal property rather than real estate. When buying an existing home, get a written statement from the seller or the listing agent as to the exact nature of the house you are considering.

Modular houses offer an attractive, high-quality, and attractive option to on-site construction. If time and money are important, research what is available from today's modulars. Browse the online photo galleries that show kitchens, master baths, and living rooms. There are many floor plans to choose from, and it's even possible to have your architect assemble a custom design from diverse sections.

Modular homes New York cut costs and construction time, keep frustrating delays to a minimum, are great investments, and give you the house of your dreams. Check local requirements and compare prices of factory or site built homes, and you will see why this kind of housing is so attractive.




About the Author:



No comments: