Monday, January 11, 2016

Mobile Banking & 4 Safety Pointers, From Bob Jain

By Paul Martinez


In this day and age, most of us tend to rely on mobile devices. It's easy to see why, since they are not only great ways to stay in touch with one another but fulfill a number of personal endeavors as well. Banking is just one of the many examples but just like standard banking, there is a degree of safety to be exercised on the mobile front. To better understand what this entails, here are 4 of the best tips that Bob Jain will be able to offer.

If you are going to take part in mobile banking, the first thing that you should do is look into the connection you're using. As names such as Bob Jain can attest, open connections are not the most reliable when it comes to banking. After all, information can be freely transmitted this way, meaning that personal details can fall into the wrong hands. Suffice it to say, security is necessary when talking about the connection you're working with.

Another way to exercise mobile safety banking is by choosing the best possible PIN for yourself. This four-digit code should be easily referred by you, without being too obvious to where others can easily guess it. There's a reason why you might be told to never use an obvious PIN like "1234." Go with something that's more difficult to figure out, but make sure that you can easily remember it for the future as well.

Maybe your bank has an official app; wouldn't it make sense for it to be downloaded onto your device? Not only will this make your banking endeavors more streamlined, given the interface that mobile programs are known for, but they are often built with security in mind as well. These features work with one another in such a way that banking is done more effectively. Such a program matters, and Bob Jain Credit Suisse can say the same.

Finally, be aware of the messages that arrive in your inbox. Even though a good number of them will come from legitimate companies, others might be masquerading as such in order to get their hands on your personal information. This is a form of "phishing" that you, as a customer, should be aware of. When you're mindful about the types of messages you interact with, mobile banking safety becomes that much easier to undergo.




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